The TVS Raider 125 has quickly gained popularity in the Indian two-wheeler market due to its sporty design, efficient performance, and budget-friendly pricing. For commuters seeking a reliable motorcycle with modern features and easy financing options, the TVS Raider 125 stands out as an ideal choice. One of the most attractive aspects for potential buyers is the low monthly EMI plans, starting from just ₹2,900. This article explores the key features, variants, and financing options of the TVS Raider 125 to help buyers make an informed decision.
TVS Raider 125: Overview
Launched by TVS Motor Company, the Raider 125 targets young and urban riders who value style, performance, and cost-efficiency. It comes in multiple variants to cater to a range of preferences and budgets.
Key Specifications:
- Engine: 124.8cc, air- and oil-cooled, single-cylinder
- Power Output: 11.2 bhp @ 7,500 rpm
- Torque: 11.2 Nm @ 6,000 rpm
- Mileage: Approx. 56.7 kmpl (as tested by ARAI)
- Top Speed: 99 km/h
- Fuel Tank Capacity: 10 litres
These specifications make the Raider 125 a strong competitor in the 125cc commuter motorcycle segment, appealing to both new and experienced riders.
Variants and Pricing
TVS Raider 125 is available in five variants, each designed to suit different rider needs:
| Variant | Ex-showroom Price (Approx.) |
|---|---|
| Drum Brake | ₹85,010 |
| Disc Brake | ₹93,489 |
| SX (SmartXonnect) | ₹1,03,570 |
| Super Squad Edition | ₹99,990 |
| iGO | ₹1,08,000 |
Standout Features of TVS Raider 125
The TVS Raider is known for packing premium features at an accessible price. Here are some highlights:
1. Modern Styling
The Raider features a sharp headlamp design, LED DRLs, sporty body graphics, and a split-seat setup. The overall design gives it a muscular and athletic look.
2. Digital Instrument Cluster
All variants come with a digital speedometer. The SmartXonnect variant offers a 5-inch TFT display with smartphone connectivity, voice assist, turn-by-turn navigation, and ride analytics.
3. Ride Modes
Two ride modes—Eco and Power—allow riders to toggle performance based on traffic and fuel-efficiency preferences.
4. Monoshock Suspension
The monoshock rear suspension ensures enhanced comfort and stability, particularly on uneven city roads.
5. USB Charging Port
A built-in USB port helps riders keep their devices charged while commuting.
EMI Options and Loan Details
One of the major attractions for buyers is the flexible financing option with EMIs starting at ₹2,900 per month.
Sample EMI Calculation (Indicative):
| Loan Amount | Tenure | Interest Rate | Approx. EMI |
|---|---|---|---|
| ₹75,000 | 36 months | 9.5% | ₹2,900/month |
These figures are indicative and may vary depending on:
- Bank/NBFC financing the loan
- Applicant’s credit score
- Down payment amount
- Location
For instance, with a ₹15,000 down payment, the remaining cost can be financed through a loan of ₹75,000 to ₹85,000, depending on the variant selected.
Prospective buyers are encouraged to use online EMI calculators and check with local dealerships or banks to get personalized offers.
Why Choose TVS Raider 125?
✅ Fuel Efficiency
With a tested mileage of 56.7 kmpl, the Raider 125 ensures low fuel expenses, making it ideal for daily commuting.
✅ Budget-Friendly Maintenance
TVS offers a wide service network and affordable maintenance packages, which adds long-term value to ownership.
✅ Strong Brand Reputation
TVS Motor Company has a solid reputation for quality and innovation, with strong after-sales service across India.
TVS Raider 125 vs Competitors
| Feature | TVS Raider 125 | Honda SP 125 | Bajaj Pulsar 125 |
|---|---|---|---|
| Engine | 124.8cc | 124cc | 124.4cc |
| Mileage | 56.7 kmpl | 65 kmpl | 50 kmpl |
| Power | 11.2 bhp | 10.7 bhp | 11.6 bhp |
| Ride Modes | Yes | No | No |
| Smart Features | Yes (TFT, Bluetooth) | Limited | No |
While competitors offer good mileage and brand trust, the Raider 125 excels in features, design, and ride comfort.
Things to Consider Before Buying
- Insurance & RTO Charges: These are not included in the ex-showroom price and may add ₹7,000–₹10,000 to the total on-road cost.
- Loan Eligibility: EMI and loan terms depend on individual credit history and the bank’s terms.
- Variant Selection: Choose based on daily usage. For basic commuting, the drum variant suffices. For tech-savvy users, the SX or Super Squad variants offer more value.
How to Buy
- Visit a Local TVS Dealer
- Check for On-Road Pricing
- Apply for a Two-Wheeler Loan
- Get EMI Breakdown Based on Down Payment
- Book a Test Ride
Conclusion
The TVS Raider 125 is a well-rounded motorcycle offering modern features, reliable performance, and excellent affordability. With EMIs starting at ₹2,900/month, it becomes accessible to a wide segment of riders, particularly students, young professionals, and daily commuters. Its attractive pricing, feature-packed design, and strong fuel efficiency make it a compelling choice in the 125cc segment.
For the best buying experience, prospective customers should contact authorized TVS dealerships, verify EMI terms, and compare financing options from different lenders.